/* Bingo Life editorial extension. Existing design tokens are retained. */
.insights-page{background:#f5f6f8;color:#14243b}.insights-page a:focus-visible,.home-insights a:focus-visible{outline:3px solid #ff6b36;outline-offset:5px}.skip-link{position:absolute;left:20px;top:-100px;background:white;padding:15px;z-index:100}.skip-link:focus{top:10px}.insight-nav{background:#07111f;color:#fff;display:flex;justify-content:space-between;align-items:center;padding:22px max(5vw,24px);gap:24px;border-bottom:1px solid #ffffff20}.insight-nav .brand{flex-shrink:0}.insight-nav nav{display:flex;gap:28px;align-items:center;font-size:14px;font-weight:700}.insight-nav nav>a:not(.button):hover{color:#ff825b}.insight-nav .brand img{object-fit:contain}.insight-nav .button{background:#c6320c}.article-heading{max-width:1160px;margin:auto;padding:40px 30px 44px}.crumbs{display:flex;flex-wrap:wrap;gap:12px;font-size:12px;color:#536278;margin:0 0 48px}.crumbs a{text-decoration:underline;text-underline-offset:3px}.insights-page .kicker,.home-insights .kicker,.service-reading .kicker{color:#b82f0a;line-height:1.5}.article-heading h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(2.3rem,4.4vw,4.5rem);font-weight:500;line-height:1.08;letter-spacing:-.035em;margin:18px 0 28px;max-width:1100px}.article-meta{font-size:13px;color:#536278;line-height:1.8;display:flex;gap:12px;flex-wrap:wrap}.article-visual{max-width:1100px;margin:0 auto 60px}.article-visual img{width:100%;height:auto;display:block;border-radius:18px}.article-visual figcaption{font-size:11px;line-height:1.5;color:#536278;padding:10px 5px}.article-layout{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:240px minmax(0,1fr);gap:60px;padding:0 30px 72px}.toc{align-self:start;position:sticky;top:25px;font-size:13px;line-height:1.5}.toc summary{font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;cursor:pointer}.toc ul{list-style:none;margin:18px 0 25px;padding:0;border-left:1px solid #ccd4dd}.toc li a{display:block;padding:7px 0 7px 16px;color:#526078}.toc li a:hover{color:#ad2c0a;border-left:2px solid #c6320c;margin-left:-1px}.toc-service{display:inline-block;font-weight:700;border-top:1px solid #ccd4dd;padding-top:18px}.article-copy{min-width:0;font:17px/1.8 Arial,Helvetica,sans-serif}.article-copy>p:first-child{font-size:21px;line-height:1.65;margin-top:0;color:#283c55}.article-copy p{margin:16px 0}.article-copy h2{font-family:Georgia,'Times New Roman',serif;font-weight:500;font-size:32px;line-height:1.2;letter-spacing:-.02em;margin:50px 0 20px;scroll-margin-top:24px}.article-copy h3{font-size:19px;line-height:1.4;margin:28px 0 12px;scroll-margin-top:24px}.article-copy a{color:#214f9d;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.article-copy li{margin:9px 0;padding-left:4px}.article-copy ul{padding-left:22px}.quick-answer{border-left:4px solid #c6320c;background:#fff1e9;border-radius:0 14px 14px 0;padding:22px 26px;margin:28px 0 40px;font-size:17px;color:#243750}.quick-answer p{margin:0}.quick-answer strong{display:block;color:#a42b0c;margin-bottom:8px;font-size:12px;text-transform:uppercase;letter-spacing:.06em}.table-scroll{overflow-x:auto;margin:24px 0;border:1px solid #ccd4dd;border-radius:10px;background:#fff}.table-scroll:focus-visible{outline:3px solid #c6320c;outline-offset:3px}.article-copy table{width:100%;border-collapse:collapse;min-width:570px;font-size:14px;line-height:1.55;text-align:left}.article-copy th{background:#14243b;color:white;padding:16px;vertical-align:top}.article-copy td{padding:15px 16px;border-bottom:1px solid #e0e5eb;vertical-align:top}.article-copy tr:nth-child(even){background:#f6f8fb}.article-copy tr:last-child td{border-bottom:0}.article-cta{background:#14243b;color:#fff;border-radius:16px;padding:32px;margin-top:46px}.article-cta .kicker{color:#ffaf91}.article-cta h2{color:#fff;margin-top:10px;font-size:32px}.article-cta p{color:#d5dfec}.article-cta a{color:white}.article-cta .button{text-decoration:none;background:#c6320c}.cta-row{display:flex;gap:20px;flex-wrap:wrap;align-items:center;font-size:14px}.contact-small{font-size:13px}.related{padding:65px max(5vw,24px) 80px;background:#e9eef4}.related>h2,.hub-section h2,.home-insights h2,.hub-cta h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(30px,3vw,44px);font-weight:500;letter-spacing:-.03em;margin:12px 0 30px}.related>.kicker,.related>h2,.related>.insight-grid{max-width:1200px;margin-left:auto;margin-right:auto}.insight-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}.insight-card{background:white;border:1px solid #dce2e9;border-radius:14px;overflow:hidden;min-width:0;transition:transform .2s,box-shadow .2s}.insight-card:hover{transform:translateY(-4px);box-shadow:0 14px 35px #14243b12}.insight-card>a{display:flex;flex-direction:column;height:100%;text-decoration:none;color:#14243b}.insight-card img{width:100%;height:auto;aspect-ratio:1.5;object-fit:cover;display:block}.insight-card>a>div{padding:25px;display:flex;flex-direction:column;flex:1}.card-category{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:#ad2c0a;font-weight:800}.insight-card h3{font:500 25px/1.22 Georgia,'Times New Roman',serif;letter-spacing:-.02em;margin:13px 0}.insight-card p{font:14px/1.65 Arial,sans-serif;color:#536278;margin:0 0 25px}.card-read{margin-top:auto;font:700 12px Arial,sans-serif;display:flex;justify-content:space-between;border-top:1px solid #e2e7ed;padding-top:18px}.insight-footer{padding:50px max(5vw,24px);display:flex;justify-content:space-between;gap:30px;background:#07111f;color:#c0cddd;font:13px/1.7 Arial,sans-serif}.insight-footer>div:last-child{display:flex;flex-direction:column;gap:8px;align-items:flex-end}.insight-footer img{object-fit:contain;background:white;border-radius:8px}.hub-hero{padding:80px max(7vw,28px);background:radial-gradient(ellipse at 85% 50%,#213d65,transparent 60%),#07111f;color:white}.hub-hero .kicker{color:#ff9e7c}.hub-hero h1{font:500 clamp(3rem,6.5vw,6rem)/1.04 Georgia,serif;letter-spacing:-.04em;margin:22px 0}.hub-hero h1 span{color:#ff9b78}.hub-hero>p:not(.kicker){font-size:19px;color:#bacbdf;max-width:620px;line-height:1.65}.topic-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.topic-links a{border:1px solid #71849d;border-radius:30px;padding:10px 17px;font-size:12px;font-weight:700}.topic-links a:hover{background:#223c5b}.hub-body{max-width:1260px;padding:0 30px;margin:auto}.hub-section{padding:62px 0 0;scroll-margin-top:20px}.hub-section-heading{display:flex;align-items:baseline;justify-content:space-between;gap:20px}.hub-section-heading>span{font-size:12px;color:#536278}.hub-cta{margin-top:65px;background:#e9eef4;padding:70px max(7vw,28px)}.hub-cta .button,.home-insights .button{background:#c6320c}.home-insights{padding:85px max(7vw,28px);background:#e9eef4}.home-insights-heading{display:flex;align-items:center;justify-content:space-between;gap:30px;max-width:1320px;margin:auto}.home-insights>.insight-grid{max-width:1320px;margin:20px auto 0}.service-reading{padding:50px max(7vw,28px);background:#e9eef4}.service-reading ul{padding-left:20px;line-height:1.8}.service-reading a{text-decoration:underline;text-underline-offset:4px}.service-reading h2{font:500 34px/1.2 Georgia,serif}.service-nav nav{flex-wrap:wrap}.nav nav{gap:20px}
@media(max-width:1000px){.article-layout{grid-template-columns:190px minmax(0,1fr);gap:32px}.article-visual{margin-left:30px;margin-right:30px}.insight-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-heading h1{font-size:3.4rem}.insight-nav nav{gap:18px}}
@media(max-width:700px){.insight-nav{padding:18px 20px;flex-wrap:wrap;gap:16px}.insight-nav nav{width:100%;justify-content:space-between;gap:12px;font-size:12px}.insight-nav .button.small{padding:10px 13px}.article-heading{padding:26px 22px 24px}.crumbs{margin-bottom:30px;gap:8px}.article-heading h1{font-size:2.4rem;line-height:1.12}.article-meta{font-size:11px;gap:8px}.article-visual{margin:0 18px 28px}.article-visual img{border-radius:10px}.article-layout{display:block;padding:0 22px 45px}.toc{position:static;margin-bottom:32px;background:#e9eef4;padding:18px;border-radius:10px}.toc ul{margin-bottom:0}.toc-service{margin-top:16px}.article-copy{font-size:16px}.article-copy>p:first-child{font-size:19px}.article-copy h2{font-size:28px;margin-top:38px}.quick-answer{padding:18px 20px;font-size:16px}.article-cta{padding:24px}.article-cta h2{font-size:29px}.cta-row{align-items:flex-start;flex-direction:column;gap:16px}.insight-grid{grid-template-columns:1fr}.insight-card h3{font-size:26px}.insight-footer{flex-direction:column}.insight-footer>div:last-child{align-items:flex-start}.hub-hero{padding:45px 24px}.hub-hero h1{font-size:3.3rem}.hub-body{padding:0 22px}.hub-section-heading{display:block}.hub-section-heading>span{display:block;margin:-15px 0 24px}.home-insights-heading{display:block}.home-insights-heading .button{margin-bottom:15px}.hub-section{padding-top:42px}}
@media(max-width:980px){.insight-nav .brand strong{display:block}}
@media(max-width:700px){.table-scroll::before{content:"Swipe left to view all columns →";display:block;padding:9px 14px;color:#536278;font-size:11px;background:#f5f8fc}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.insight-card{transition:none}.insight-card:hover{transform:none}}